Offer Employee Benefits at

NO cost to your business

We help small businesses provide valuable employee benefits through a voluntary program — with zero employer cost. Michelle LaShay Williams and her team handle everything from enrollment to administration.

Your partner in building a thriving workplace

100% employee-paid · zero employer risk

Michelle LaShay Williams has helped hundreds of small businesses across the region offer competitive benefits without touching their budgets. From enrollment meetings to ongoing support, we manage it all so you can focus on growing your business.

Personalized employee education & enrollment
Seamless payroll integration
Increase retention by 37% on average

Why Businesses Partner with us

Empower your team without impacting your bottom line

Zero Employer Contribution

Voluntary benefits mean employees pay via payroll deduction — your business pays nothing. Ever.

Improve retention & morale

Attract and keep top talent with a benefits package that rivals large corporations — at zero cost.

Enhance your benefits package

Stand out in the market. Offer accident, hospital, critical illness & disability seamlessly.

Simple payroll deduction

Effortless integration with existing payroll. No administrative burden on your HR team.

We handle all enrollments

Full-service enrollment: one-on-one employee meetings, digital support, and ongoing assistance.

Dedicated support & compliance

Our team provides ongoing employee education, compliance guidance, and annual open enrollment support — at no extra cost to you.

Voluntary benefits your employees want

Plans pay cash directly to employees — regardless of other insurance.

Accident Coverage

Lump-sum cash benefits for covered accidental injuries — from fractures to ER visits. Helps with out-of-pocket costs.

Hospital Indemnity

Fixed cash benefit for hospital stays, ICU, or overnight admissions. Provides financial peace of mind.

Disability Income

Replace a portion of income if illness or injury keeps an employee out of work. Short-term & long-term options.

Critical Illness

One-time lump sum upon diagnosis of covered conditions like cancer, heart attack, or stroke.

Plans pay employees directly in CASH

Benefits are paid directly to the employee, tax-advantaged*, regardless of any other insurance they may have. No coordination of benefits — just pure financial support when it matters most.

*Consult your tax advisor. Plans are guaranteed-issue for qualifying groups.

Our Happy Customer

— Sarah M., HR Director,

“We switched to The Williams Agency and now offer accident & critical illness coverage with zero admin cost. Our employees feel valued, and retention skyrocketed.”

Get Started Today

Schedule a no-obligation consultation with Michelle LaShay Williams to design your voluntary benefits package.

Zero cost to your business — completely free strategy session

First Name

Last Name

Business / Company Name *

Phone *

Email *

Tell us about your team size or benefits goals (optional)

By submitting this form and providing your phone number, you consent to receive calls and text messages from Michelle LaShay Williams, The Williams Agency, and its licensed representatives regarding insurance products, services, appointment reminders, and marketing communications.

Messages may be sent using automated dialing systems, AI voice technology, prerecorded messages, or automated text messaging. Consent is not required to purchase any product or service.

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You may opt out at any time by replying OUT to any text message, requesting removal during a call, or contacting our office directly.

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Cell: (478) 744-1922

Office: (478) 294-7833

[email protected]

Macon, GA

*Plans pay cash benefits directly to employees. This is a voluntary benefits program. Employer does not pay any premiums. Individual plan terms and conditions apply.